Weekly Success Builder 8 4 25

This week's meeting featured Jason Dickinson with CIC Credit and focused on a discussion of Vantage Score, a new credit scoring model that could potentially compete with FICO pricing and bring more competition to the market. Discussions covered the current availability and testing of Vantage scores, their differences from FICO scores, and the potential impact on lending decisions and pricing. The conversation also addressed the recent significant increase in credit report costs, the challenges of rent and utility history reporting, and the complexities of credit bureau data and scoring models.