Kimber White, the President-elect of NAMB, joined the meeting from North Carolina to share his experience as a single-originator mortgage professional who relies heavily on referrals for his business. He discussed his daily routines, business philosophy, and emphasis on personal communication, highlighting how these practices have contributed to her success in the mortgage industry. The meeting covered Kimber's experience as a condo specialist in Florida, emphasizing the importance of building a niche brand and maintaining honest client relationships, before concluding with an announcement about the next session's speaker.